Home Work incentive calculator
Work incentive calculator
Find the work incentive and the child incentive from household, total income, earned income, assets, and children.
A spouse earning under 3000000, or a dependent in the home.
Incentive you may receive
3,564,000
Estimated total
- Work incentive
- 1,584,000
- Child incentive
- 1,980,000
- Income cap
- 3,200
- Asset cut
- None
2026 application, national assessment table. The agency decides the amount that is actually paid.
Why this exists
The payment is not larger just because income is smaller. It rises, holds a peak, and then falls.
The page looks up the national table for that income band. Total income decides access, and earned income decides the amount.
-
01How to use it
Pick the household and enter total income, earned income, assets, and children. A single household does not use the child field.
-
02What you get
The large figure is the two incentives added together. One earner, 22000000, 2 children, and assets of 100000000 give 3564000.
EnteredOne earner, 22000000, 2 children, assets 100000000
Income 22000000 Assets 100000000 Work 1584000 Total 3564000 -
03Worth knowing
Assets of 170000000 or more pay half of the table amount. Tax arrears and the 95% late-filing cut are not applied. A work incentive under 15000 becomes 0, and a small phase-in amount is lifted to 100000.
Questions
- QHow much do assets cut
- AAt 170000000 or more the payment is halved, and at 240000000 it is 0. The sample 3564000 becomes 1782000 at assets of 180000000.
- QWhy ask for total income and earned income
- AAccess uses total income and the amount uses earned income. If they match, enter the same number twice.
- QDoes a smaller income always pay more
- ANo. A single household peaks at 1650000 between 4000000 and 9000000, and it is smaller outside that band.
- QWhat if there are no children
- AThe child incentive is 0. A single household has no child field.
How this page works it out
The payment does not grow just because income is smaller. The page reads the national table for the band that holds earned income, while total income decides access.
One earner, total income 22000000, earned income 22000000, 2 children, and assets of 100000000 receive work incentive 1584000 and child incentive 1980000, together 3564000. Assets of 180000000 cut that to 1782000.
Assets of 240000000 pay nothing. The caps are 1650000, 2850000, and 3300000. The asset cut starts at 170000000, and the child incentive continues until total income 70000000. Tax arrears and the 95% late cut are left out.