Home Take-home pay
Take-home pay
Uses the 2026 Republic of Korea rates and the wage withholding table.
Monthly take-home
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- Monthly salary
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- Taxable month
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- National pension
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- Health insurance
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- Long-term care
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- Employment insurance
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- Income tax
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- Local income tax
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- Take-home over 12 months
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These are Republic of Korea rules. From 1 July 2026 the pension base is 410,000 to 6,590,000 won and the worker share is 4.75%. Health insurance is 3.595% for the worker. Care is that premium times 0.9448/7.19. Employment insurance is 0.9% for the worker. Income tax uses the withholding table in force from 1 March 2026.
Why this exists
Divide the annual salary by 12 and drop the won that does not make a full month. Subtract the untaxed meal and that taxable month is the base. National pension floors the base to 1,000 won, keeps it between 410,000 and 6,590,000 won, and takes 4.75% from the worker. Health insurance is 3.595%, dropping under 10 won. Long-term care multiplies that health premium by 0.9448, divides by 7.19, and drops under 10 won again.
Income tax is looked up in the wage withholding table revised on 27 February 2026 and used from 1 March 2026, by the number of dependents. Children aged 8 to 20 reduce that cell by 20,830 won for one, 45,830 won for two, and 33,330 won for each further child. Local income tax is 10% of the income tax, dropping under 10 won.
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01How to use it
Uses the 2026 Republic of Korea rates and the wage withholding table.
These are Republic of Korea rules. From 1 July 2026 the pension base is 410,000 to 6,590,000 won and the worker share is 4.75%. Health insurance is 3.595% for the worker. Care is that premium times 0.9448/7.19. Employment insurance is 0.9% for the worker. Income tax uses the withholding table in force from 1 March 2026.
Meal pay is untaxed up to 200,000 won a month. Anything above that still counts only 200,000.
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02What you get
An annual salary of 48,000,000 won, a meal of 200,000 won, and one dependent make a taxable month of 3,800,000 won and a monthly take-home of 3,444,560 won. The figure matches the withholding on a payslip. Medical costs and card spending are settled in the next year's return.
80% and 120% change only the monthly withholding. The tax settled at year end is the same.
Entered48,000,000
3,800,000 3,444,560 200,000 169,260 95,000 9,440 71,900 18,000 -
03Worth knowing
These are Republic of Korea rules. From 1 July 2026 the pension base is 410,000 to 6,590,000 won and the worker share is 4.75%. Health insurance is 3.595% for the worker. Care is that premium times 0.9448/7.19. Employment insurance is 0.9% for the worker. Income tax uses the withholding table in force from 1 March 2026.
Meal pay is untaxed up to 200,000 won a month. Anything above that still counts only 200,000.
It is not saved. The arithmetic stays in this browser.
Questions
- QWhat does the share change?
- A80% and 120% change only the monthly withholding. The tax settled at year end is the same.
- QWhat about the meal?
- AMeal pay is untaxed up to 200,000 won a month. Anything above that still counts only 200,000.
- QWhose rules are these?
- AThese are Republic of Korea rules. From 1 July 2026 the pension base is 410,000 to 6,590,000 won and the worker share is 4.75%. Health insurance is 3.595% for the worker. Care is that premium times 0.9448/7.19. Employment insurance is 0.9% for the worker. Income tax uses the withholding table in force from 1 March 2026.
- QIs it saved?
- AIt is not saved. The arithmetic stays in this browser.
How this page works it out
Divide the annual salary by 12 and drop the won that does not make a full month. Subtract the untaxed meal and that taxable month is the base. National pension floors the base to 1,000 won, keeps it between 410,000 and 6,590,000 won, and takes 4.75% from the worker. Health insurance is 3.595%, dropping under 10 won. Long-term care multiplies that health premium by 0.9448, divides by 7.19, and drops under 10 won again.
Income tax is looked up in the wage withholding table revised on 27 February 2026 and used from 1 March 2026, by the number of dependents. Children aged 8 to 20 reduce that cell by 20,830 won for one, 45,830 won for two, and 33,330 won for each further child. Local income tax is 10% of the income tax, dropping under 10 won.
An annual salary of 48,000,000 won, a meal of 200,000 won, and one dependent make a taxable month of 3,800,000 won and a monthly take-home of 3,444,560 won. The figure matches the withholding on a payslip. Medical costs and card spending are settled in the next year's return.